stakeholders—enabling faster decisions,
simplified access, and seamless compliance.
NBFCs, Banks, MFIs, Fintechs,
Aggregators, and more.
solutions for faster, simplified credit access.
Product Overview
Product Overview
CreditX Finkart Technology Pvt Ltd is a game-changing digital lending exchange that connects Banks, NBFCs, MFIs, Fintechs, and Aggregators with high-quality borrowers. By fostering collaboration, it creates a unified platform that supports financial inclusion and operational efficiency, with a strong focus on priority sector lending.
With intelligent algorithms powering loan origination, advanced credit analytics, and portfolio management, CreditX ensures precise insights and accelerates decision-making.
Its intuitive, technology-first design streamlines lending operations, enhancing precision and enabling the smooth flow of credit, particularly to underserved and priority sectors.
What does the CreditX Finkart Technology Pvt. Ltd. Lending Exchange Look Like?
How CreditX Finkart Technology Pvt Ltd Delivers Value To Priority Sectors
High Quality Borrower Ecosystem
Facilitates loan book growth by providing access to a ready customer ecosystem.
Enables balanced portfolio growth and PSL target achievement via diverse enterprise borrower access.
Reduces borrower outreach costs and time, optimising acquisition efforts.
Data Driven
Streamlines loan applications from start to finish.
Simplifies KYC with digitized borrower identity.
Enhances credit scoring using both
traditional and non-traditional
metrics.
Accelerates processes with automated credit decisions.
Integration and Compatibility
Simplifies integration with customer apps.
Facilitates seamless connections with an open API.
Enables broader connectivity with integration service support.
Loan Management
Monitors loan portfolio performance effectively.
Digitizes collateral asset management.
Facilitates safe, verifiable documentation for loan
securitization.
Facilitates debt collection and management processes.
Reporting and Compliance
Offers real-time insights through intuitive MIS & dashboard.
Facilitates easy downloading of custom reports for seamless information exchange.
Ensures adherence to global regulatory standards like Basel, IFRS, PD, and EWS.
Credit Analytics
Builds a robust credit database for loan and repayment insights.
Provides analytics on collections, credit, and more.
Offers comprehensive credit reports for a complete overview.
Utilizes data-driven methods aligned with global risk standards for credit evaluation.
User Interface and Experience
Access real-time LOS on both web and mobile platforms for instant updates.
Enjoy an intuitive interface with clear menus for effortless navigation.
Benefit from an adaptable design for optimal viewing across all devices.
System Architecture and Scalability
Utilize a scalable, flexible microservices architecture for future growth.
Experience efficient operations with separate modules and databases.
Workflow and Operations
Achieve operational agility with configurable workflows.
Ensure timely operations with TAT tracking and deviations management.
Facilitates loan book growth by providing access to a ready customer ecosystem.
Enables balanced portfolio growth and PSL target achievement via diverse enterprise borrower access.
Reduces borrower outreach costs and time, optimising acquisition efforts.
Streamlines loan applications from start to finish.
Simplifies KYC with digitized borrower identity.
Enhances credit scoring using both
traditional and non-traditional
metrics.
Accelerates processes with automated credit decisions.
Simplifies integration with customer apps.
Facilitates seamless connections with an open API.
Enables broader connectivity with integration service support.
Monitors loan portfolio performance effectively.
Digitizes collateral asset management.
Facilitates safe, verifiable documentation for loan
securitization.
Facilitates debt collection and management processes.
Offers real-time insights through intuitive MIS & dashboard.
Facilitates easy downloading of custom reports for seamless information exchange.
Ensures adherence to global regulatory standards like Basel, IFRS, PD, and EWS.
Builds a robust credit database for loan and repayment insights.
Provides analytics on collections, credit, and more.
Offers comprehensive credit reports for a complete overview.
Utilizes data-driven methods aligned with global risk standards for credit evaluation.
Access real-time LOS on both web and mobile platforms for instant updates.
Enjoy an intuitive interface with clear menus for effortless navigation.
Benefit from an adaptable design for optimal viewing across all devices.
Utilize a scalable, flexible microservices architecture for future growth.
Experience efficient operations with separate modules and databases.
Achieve operational agility with configurable workflows.
Ensure timely operations with TAT tracking and deviations management.
Accelerated Credit Assessment & Disbursement
-
Credit Bureau Check -
Payment Gateway -
BBPS Integration -
KYC Check -
Bank & Financial Statement Analysis
-
AI & ML -
E-Sign -
GST & ITR Validation -
Bank A/C Verification -
Udyam Registration Certificate Check
-
Bank & Financial Statement Analysis
